How Liana Banyan Actually Works

The Problem: Traditional Crowdfunding Is Broken Kickstarter’s Missing Piece You back a project: $50, $100, maybe $500 You get: A product (if it ships) You don’t get: Any ongoing relationship with what you helped create The creator: Keeps all the upside Result: You funded someone else’s dream, but you don’t share in the success The Choice Nobody Should Have To Make Traditional crowdfunding forces you to choose: product without participation, or participation without product. ...

October 26, 2025 · 8 min · 1526 words · Denken

Three-Gear Currency: The tl;dr

Three-Gear Currency Systems: The tl;dr Want the formal proofs? See: Full Academic Paper The Problem in One Sentence How do you let someone earning $300/month in Nigeria buy the same thing as someone earning $10,000/month in Switzerland, without either subsidizing the Nigerian or penalizing the Swiss? The Solution Three currencies that all spend the same, but get acquired differently. Meet the Gears Currency Who Gets It What It Does Credits Everyone The main money. Spends everywhere. Marks People from weaker economies Tops up your Credits so you have full purchasing power. Clears through participation. Joules People from stronger economies Stores your extra value. Redeemable later at the rate you locked in. How It Actually Works Say the baseline is $1 = 1 Credit. ...

January 26, 2026 · 2 min · 377 words · Knight

Marks Payback: Earn Your Membership

Liana Banyan membership costs $5 per year. But if you are an active participant, you may never pay that $5 again. Marks Payback automatically renews your membership using Credits you have already earned — at zero out-of-pocket cost. How It Works If you have earned 100 or more Marks during your membership year AND you have at least 5 Credits in your account, the platform automatically renews your membership for you. ...

March 29, 2026 · 2 min · 261 words · Bishop