https://cephas.lianabanyan.com/tags/open-banking/Recent content in Open-Banking on Cephas - Liana Banyan Knowledge CenterHugo -- 0.152.2en-us© 2026 Liana Banyan Corporation. All rights reserved.Tue, 12 May 2026 00:00:00 +0000https://cephas.lianabanyan.com/im-just-a-bill/financial-data-portability/Tue, 12 May 2026 00:00:00 +0000https://cephas.lianabanyan.com/im-just-a-bill/financial-data-portability/<h1 id="-im-just-a-bill--financial-data-portability">👀 I&rsquo;m Just a Bill — Financial Data Portability</h1> <h2 id="a-liana-banyan-im-just-a-bill-bounty-poster">A Liana Banyan &ldquo;I&rsquo;m Just a Bill&rdquo; Bounty Poster</h2> <h2 id="what-is-this-bill">What is this bill?</h2> <p>Codification of the CFPB&rsquo;s Section 1033 open-banking rule in the 119th Congress (rule subject to ongoing litigation).</p> <h2 id="what-does-it-actually-do">What does it actually do?</h2> <ul> <li>Consumer right-to-port financial data</li> <li>Standardized API requirements</li> <li>Cooperative-finance entity eligibility</li> <li>Data-broker prohibition</li> </ul> <h2 id="how-does-this-affect-cooperative-class-families">How does this affect cooperative-class families?</h2> <p>Composes directly with <strong>Cooperative Finance Trio</strong> (#7 + #10 + #11). Members can port their financial data into cooperative-class platforms without bank-class friction.</p>