VSL — Village Savings & Loans
🏦 VSL — Village Savings & Loans Microfinance that actually works. What Is It? VSL adapts proven village savings models to our digital platform. Small loans backed by social trust rather than credit scores. The Model Based on systems that work across developing nations: Savings circles build capital Small loans for business/emergency needs Social accountability replaces credit scores Transparent interest (low, not extractive) How It Works Join a circle of 10-20 members Contribute regularly to the pool Request loans when needed Circle votes on loan approval Repay with modest interest (goes back to circle) Why This Works Grameen Bank: 97%+ repayment rates Social pressure is powerful Small amounts, big impact No predatory payday loans Crown Leadership Cathie Mahon — Treasury Keeper ...