I'm Just a Bill: American Privacy Rights Act

👀 I’m Just a Bill — American Privacy Rights Act (APRA) A Liana Banyan “I’m Just a Bill” Bounty Poster What is this bill? The American Privacy Rights Act and successor proposals would establish a comprehensive federal data privacy framework — the first significant federal privacy legislation in the US, which currently relies on a patchwork of state laws (California CCPA, Virginia VCDPA, etc.) and sectoral federal laws (HIPAA, FERPA, COPPA). ...

May 12, 2026 · 2 min · 254 words · Liana Banyan Corporation

I'm Just a Bill: Antitrust Merger Review Reform

👀 I’m Just a Bill — Antitrust Merger Review Reform A Liana Banyan “I’m Just a Bill” Bounty Poster What is this bill? Antitrust reform legislation in the 119th Congress modernizing the Hart-Scott-Rodino (HSR) Act merger-review process and updating the agencies’ authority to challenge anti-competitive mergers. What does it actually do? HSR thresholds — adjusts pre-merger notification thresholds Healthcare-PE rollups — specific provisions addressing private-equity rollups in healthcare (composing with Stop Wall Street Looting Act) Labor markets — strengthens FTC/DOJ authority to challenge mergers reducing wage competition Vertical mergers — clarifies authority to challenge anti-competitive vertical integration Enforcement budgets — funds expanded FTC + DOJ Antitrust Division capacity Who votes when? House Judiciary + Senate Judiciary active consideration How does this affect cooperative-class families? Composes with #2 Lets Get Groceries (anti-monopoly architecture is Initiative #2’s explicit thesis), #3 Lets Go Shopping (cooperative marketplace as structural alternative to consolidated platform-capitalism), and the cooperative compact’s broader structural-anti-extraction commitment. ...

May 12, 2026 · 1 min · 167 words · Liana Banyan Corporation

I'm Just a Bill: Aviation Safety Reform

👀 Aviation Safety Reform FAA/Boeing-class safety reform 119th Congress: certification process · regulatory-capture provisions · whistleblower protections. Composes with Whistleblower Protection Expansion + Federal Cybersecurity Investment. 🟡 Provisional. Help Each Other Help Ourselves.

May 12, 2026 · 1 min · 33 words · Liana Banyan Corporation

I'm Just a Bill: BEAD Broadband Expansion (Rural Broadband Acceleration)

👀 I’m Just a Bill — BEAD Broadband Expansion A Liana Banyan “I’m Just a Bill” Bounty Poster What is this bill? Modifications to the Broadband Equity, Access, and Deployment (BEAD) program in the 119th Congress, addressing implementation challenges in the original 2021 Infrastructure Investment and Jobs Act broadband-deployment provisions. What does it actually do? Modifies state allocation formula for the $42.45B BEAD program. Permitting: Streamlines federal-permit timelines for broadband infrastructure. Deployment standards: Updates definition of “underserved” and “unserved” areas. Affordability: Modifications to the Affordable Connectivity Program successor. Technology neutrality: Provisions for fiber + fixed-wireless + satellite eligibility balance. Who votes when? House Energy & Commerce + Senate Commerce active consideration. How does this affect cooperative-class families? Rural broadband is the structural floor for cooperative-class participation in nearly every Initiative. Members in BEAD-served areas can access #9 Rally Group organizing infrastructure, #12 + #14 cooperative education, #15 “I’m Just a Bill” civic information, and #3 Lets Go Shopping marketplace participation that they cannot reach without broadband. ...

May 12, 2026 · 1 min · 177 words · Liana Banyan Corporation

I'm Just a Bill: Benefit Cliff Smoothing Act

👀 I’m Just a Bill — Benefit Cliff Smoothing A Liana Banyan “I’m Just a Bill” Bounty Poster What is this bill? Federal benefit-cliff smoothing legislation in the 119th Congress addressing the documented “cliff effects” where modest income increases cause disproportionate benefit losses (SNAP, Medicaid, ACA subsidies, childcare assistance). What does it actually do? Phase-out smoothing for SNAP, Medicaid, ACA subsidies Earned-income disregards expansion Cross-program coordination to prevent stacked-cliff effects State-flexibility grants to design smoothing systems How does this affect cooperative-class families? Composes broadly across the cooperative-class member experience. Working cooperative-class members frequently hit benefit cliffs that punish modest income gains. Cliff smoothing aligns with cooperative-class wage-progression sustainability. ...

May 12, 2026 · 1 min · 119 words · Liana Banyan Corporation

I'm Just a Bill: Billionaire Minimum Income Tax

👀 I’m Just a Bill — Billionaire Minimum Income Tax A Liana Banyan “I’m Just a Bill” Bounty Poster What is this bill? Tax-fairness legislation in the 119th Congress establishing a minimum income tax on households with net worth above $100 million, including unrealized capital gains in the tax base. What does it actually do? Mark-to-market — taxes unrealized capital gains for affected households on tradable assets Non-tradable assets — deferred-payment structure with interest Threshold — applies to households with $100M+ net worth (or $1B+ in some versions) Minimum rate — establishes minimum effective rate (e.g., 20-25%) including unrealized gains Liquidity provisions — allows phased payment for asset-rich/cash-poor situations Who votes when? House Ways & Means + Senate Finance active consideration; constitutional questions in active debate How does this affect cooperative-class families? Direct impact only on ~700-900 households nationwide. Indirect impact: federal revenue generation that funds programs affecting cooperative-class members. ...

May 12, 2026 · 1 min · 177 words · Liana Banyan Corporation

I'm Just a Bill: Bipartisan Background Checks Act

👀 I’m Just a Bill — Bipartisan Background Checks Act A Liana Banyan “I’m Just a Bill” Bounty Poster What is this bill? The Bipartisan Background Checks Act would close the “gun show loophole” by requiring background checks on virtually all firearm sales, including private sales between non-dealers. What does it actually do? Universal background checks: Extends NICS background check requirement to private firearm sales and transfers. Limited exceptions: Family transfers, temporary use at ranges, hunting situations. State implementation: Federal floor; states may add stricter measures. No new registry: Bill explicitly prohibits creation of a federal firearm registry. Who votes when? House Judiciary + Senate Judiciary: Active consideration Cloture: Major Senate hurdle (60-vote threshold) President: Signature dependent on chamber action How does this affect cooperative-class families? The cooperative does not endorse positions on gun-safety legislation. The Political Expedition Council exists to provide accurate plain-language explanation of what bills do, leaving the values judgment to members. ...

May 12, 2026 · 1 min · 197 words · Liana Banyan Corporation

I'm Just a Bill: CDFI Fund Expansion

👀 CDFI Fund Expansion CDFI Fund expansion 119th Congress: appropriations increase · cooperative-class entity eligibility · Tribal CDFI provisions · technical-assistance grant expansion. Composes with #7 MSA + Federal Charter Credit Unions + Cooperative Finance Trio. 🟡 Provisional. Help Each Other Help Ourselves.

May 12, 2026 · 1 min · 43 words · Liana Banyan Corporation

I'm Just a Bill: Child and Dependent Care Tax Credit Expansion

👀 I’m Just a Bill — Child and Dependent Care Tax Credit Expansion A Liana Banyan “I’m Just a Bill” Bounty Poster What is this bill? Expansion of the federal Child and Dependent Care Tax Credit in the 119th Congress, addressing the documented gap between child-care costs and household budgets in nearly every metropolitan area. What does it actually do? Increases the maximum credit amount and the percentage of expenses covered. Adjusts income-phase-out thresholds. Refundability: Modifications to make the credit fully or partially refundable (current structure largely non-refundable). Caregiver eligibility: Updates definition of qualifying care providers to include cooperative-class care arrangements. Who votes when? House Ways & Means + Senate Finance active consideration. How does this affect cooperative-class families? Composes directly with #1 Lets Make Dinner Freezer Host network (often staffed by parents in dual-care situations), #4 Household Concierge (cooperative childcare connection service), and #5 The Family Table ($11T unpaid-care-work). Federal Child and Dependent Care Tax Credit is the floor; cooperative-class care arrangements compose with the federal structure. ...

May 12, 2026 · 1 min · 179 words · Liana Banyan Corporation

I'm Just a Bill: Child Tax Credit Expansion

👀 I’m Just a Bill — Child Tax Credit Expansion A Liana Banyan “I’m Just a Bill” Bounty Poster What is this bill? Expansion of the federal Child Tax Credit (CTC) in the 119th Congress, addressing the documented child-poverty reduction the 2021 expanded CTC achieved before it expired. What does it actually do? Increases maximum CTC amount per child Full refundability for lowest-income households (current structure phases in) Monthly payment option restored (versus annual lump sum) Age expansion for qualifying children Phase-out adjustments for higher-income households Who votes when? House Ways & Means + Senate Finance active consideration; historically bipartisan if smaller How does this affect cooperative-class families? The 2021 expanded CTC cut child poverty by ~half during its operative period. Reinstatement directly affects cooperative-class member family budgets, MSA contribution capacity, and Family Table Trust Graph stability. ...

May 12, 2026 · 1 min · 148 words · Liana Banyan Corporation