The USAA Lifeline

— Adult Life — Various Locations

Throughout Adult Life

“I have been in so many circumstances that I needed a mini-loan. And I thank God for USAA, because they were generous with their checking account system, that when I had at least one dollar in it, I could go to the gas pump and fill up, in order to drive and pick up the kids from school, and USAA would pay it, and charge my account no fee if I paid it back within a day.

I don’t remember, but I don’t think I ever got charged a fee, and I had no other options, they seriously saved my life.

THANK YOU USAA. For the free baby carseats, and always making funds available the second you know it’s on the way even before you get it, and the dispute system that saved us $800—as a complimentary credit that we seriously would have been in dire straits without—when that van rental company tried to double charge us.

And for having that program where I took our rent and got a CD with you and used it as the basis of having a credit card when my credit was shot, and then used the credit card to buy the things we would normally pay cash so we could use the cash for the rent. It let me get to a better level, where I could then put my kids as authorized users on my credit card that I buy necessities with and pay off every time I get paid, so that they started life with 700+ credit ratings and rented their first apartment without a cosigner and money from their own job. For us, that is a success.

A little generosity, just a tiny little bit, made ALL the difference in my life, and my wife and children’s lives.”

Key Lesson: This is WHY Village Savings & Loans exists. This is WHY the $50 microloans matter. Not because $50 changes the world—but because $50 at the right moment changes someone’s world.